What is Long Term Care Insurance and New York State Partnership for Long Term Care

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Many seniors are not aware that Medicare does not pay for custodial long term care. An individual suffering from Alzheimer’s disease or dementia, which requires assistance with feeding, bathing, and taking oral medications will not be covered by Medicare not by a Medigap insurance. The only way of paying for custodial long term...
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Can relatives supplement Medicaid covered nursing home care by paying for private nurses and private rooms?

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Even though this concept appears reasonable (after all, most nursing homes are short on staff and rooms are semi-private at best), Medicaid does not permit it. Medicaid is a payor of last resort: if there are any available sources of payment then these sources must be used first. If a resident,...
Can relatives supplement Medicaid covered nursing home care by paying for private nurses and private rooms? Continue reading…

There is a lot of government help available for low income seniors.

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This article is an invaluable resource. It lists all the various government programs that are available to senior citizens, with links to criteria and additional information. There is a lot of help available to seniors. The list of available programs includes, but is not limited to: Social Security, Medicare, Medicaid, Food Stamps, Property tax relief, legal help, housing vouchers...
There is a lot of government help available for low income seniors. Continue reading…

Accident Liens – can Medicaid recover from personal injury or malpractice award?

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It may come as an unwelcome shock to many personal injury plaintiffs, but Medicaid is entitled to recover medical expenses paid on behalf of an individual, from the proceeds of a personal injury or a malpractice action. The entire award is subject to Medicaid recovery: there is no distinction between pain and suffering...
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When is Medicaid entitled to recovery of benefits paid? Part 1

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If Medicaid was paid improperly, the Department of Social Services is entitled to recover all improperly paid benefits.          If Medicaid discovers that an individual was ineligible because the information provided was false, there will be 3 steps taken. First, any further medical assistance will be discontinued. Second, the case...
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